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Union Pay is the national banking network in China and is currently available in over 180 countries. It is more commonly known as CPU (China Union Pay) or UPI (Union Pay International) internationally.
Union Pay is one of the most popular payment methods across China. It is quickly gaining traction worldwide with online gamblers to keep their transactions safe, secure, and anonymous.Find out all about Union Pay and how it works on this page, and check out our list of the best Union Pay casino sites.
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| Rank | Casinos | Rating | Bonus | Safe Link |
|---|---|---|---|---|
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Union Pay was founded in Shanghai, China, in 2002 by the PBOC governor and a mix of the four largest banks in China. By 2014 Union Pay was one of the top payment methods for online casinos in China. Gambling in China is still considered illegal, except in Macau. However, there are multiple underground casino operations, and many users gamble online with secure payment methods which can help shield your transactions to these sites. This is where Union Pay has become popular.
Although online gambling accounts for most Union Pay transactions, it’s also used for many other purposes. In the US and UK, it is accepted by almost 80% of merchants and is affiliated with more known banks such as American Express, MasterCard , and Visa.
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Before you can deposit into an online casino using Union Pay, you must create a Union Pay account. Once that’s done, here’s how to deposit using Union Pay:
- Find an online casino that accepts Union Pay deposits and create an account.
- Then, head to the banking area and select Union Pay from the available payment methods.
- Enter how much you want to deposit and click submit.
- Enter your Union Pay card details when prompted.
- You will be redirected back to the casino when the transaction is approved.
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Since Union Pay is already associated with multiple different credit card companies, it is no surprise that their fees work in the same way. Union Pay does not charge its customers to use their service but instead will charge a small fee to the sellers to cover the transaction cost. Although Union Pay doesn’t charge its users, it charges the casinos, and some sites may pass this on to players. So be sure to check that there are no casino charges for depositing.
In addition, Union Pay does not set any minimum or maximum limit of how much you can deposit and send with your favourite online casino but remember that each casino is different and might set these limits themselves.
Union Pay deposits are also instantaneous into your casino account, allowing players the ability to play with their funds immediately.
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Remember that many factors can influence the withdrawal speed at an online casino. If you need to verify your account or provide documents, this will inevitably slow things down - the good news is that this is usually only required on your first withdrawal. If you have a large balance, you may also need to withdraw in separate transactions, taking longer to get your cash.
That said, withdrawals from your casino account to Union Pay are not currently supported. Therefore, you will have to attach a different payment method to your account to withdraw.
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As previously mentioned, you cannot currently make withdrawals to Union Pay from your casino account. However, payout speeds depend on the casino itself. When a player requests a withdrawal, it’s passed on to a payments team to process and approve. A lower quality casino may take longer to do this and so cause delays in getting your cash. This is why it’s essential to choose a well-vetted site like those listed below:
| No. | Online Casino | Union Pay Deposit | Union Pay Cashout |
|---|---|---|---|
| 1 | 22Bet Casino | Yes | Yes |
| 2 | 1xBet Casino | Yes | Yes |
| 3 | Dafabet Casino | Yes | Yes |
| 4 | 1xSlots casino | Yes | Yes |
| 5 | BitStarz Casino | Yes | Yes |
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Union Pay is the most popular payment method in China and even more so with gamblers, while it is gaining ground throughout the rest of the world as one of the best mobile merchants. That said, there are still some drawbacks. Here are the pros and cons of using Union Pay to gamble:
- No deposit fees when adding money to your casino account
- Deposits are credited instantly, so there is no waiting around
- Union Pay is fully encrypted and safe to use
- You cannot withdraw from your casino account to your Union Pay account
- Not all casinos accept Union Pay
- You need to verify your Union Pay account before using it
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One of the benefits of using Union Pay as a payment method is the opportunity to claim special bonuses on your deposits. While many digital payment options are excluded from deposit offers, Union Pay is not one. In addition, users can benefit from welcome bonuses when they register at a casino and ongoing promotions for playing regularly.
Some of the most popular casino bonuses with Union Pay are deposit matches, where a casino will give you more to play with on your deposit. There are also free spins up for grabs and casino giveaways and competitions to win cash or tech prizes.
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Union Pay is a multinational company, so their contact number will change depending on where in the world you are located. On top of this, there are multiple language options to choose from, and their support teams are available around the clock. This is perfect for casino players that often like to play in the evenings or over the weekend - somebody will always be available to help if you need it.
There is also a wealth of helpful information on the Union Pay website, where you will more than likely find the answer to your problem before having to reach out to the customer service team.
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While Union Pay is unique in several ways, the fact that you cannot withdraw funds from your casino account back to them can be off-putting to many. If you are looking for a similar alternative to Union Pay, here are some with similarities:
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Best American Express Casino Sites in 2024See All Amex Casinos
American Express (Amex) is a widely-accepted card that lets you deposit and withdraw using a card.
Amex is supported by 71 casinos
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Best Discover Card Casino Sites in 2024See All Discover Card Casinos
Discover Card is a popular card and payment provider for deposits and withdrawals at online casinos.
Discover Card is supported by 97 casinos
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Top PayPal Online Casinos for Real Money in 2024See All Paypal Casinos
PayPal is a fast and convenient ewallet, available in many different countries worldwide.
Paypal is supported by 752 casinos
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Best Credit Card Casino Sites in 2024See All Credit Cards Casinos
Credit cards are the easiest, widely used direct payment method for online deposits, even at online casinos.
Credit Cards is supported by 151 casinos
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Union Pay takes the security of all its transactions very seriously. They use 3D Secure payment authentication based on the EMVCo Specifications. This means that none of your information can be leaked, and you can spend with confidence when using Union Pay.
All that said, before registering at any online casino, you should check that it is properly regulated and licensed by a recognized gambling body. This means that the casino is compliant and is subject to regular checks for safety and fairness.
Our expert team has vetted every online casino with PayTM on this page before being recommended to our readers. If you use a PayTM casino other than our website, you should be vigilant with your personal and financial information.
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Union Pay started in China, where gambling is still illegal and enforced by law. However, underground operations and VPNs allow residents to continue gambling online. Union Pay will also enable players to make their transactions safe and secure. Because Union Pay has primarily been used for gambling transactions, it is carrying over into other parts of the world, becoming more popular.
Union Pay does not charge its customers any fees to use the service. However, they impose fees on merchants who process the transactions so that some no registration casinos may pass this on to the users. In addition, Union Pay does not have a minimum or maximum deposit limit when processing funds into your casino account.
With Union Pay becoming increasingly popular in many parts of the world, this increase in options reinforces the need to find a reliable and safe Union Pay casino that you can trust.
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Union Pay was founded in Shanghai, China, in 2002 and is still primarily owned by some of the biggest banks in the country. It operates under the Tajik central bank grants license. As a result, users may need to complete KYC before enjoying the benefits of a fully operational account.
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Haven’t you found what you’re looking for yet? Then, check out our answers to the frequently asked questions about Union Pay casinos below.
Can I use Union Pay at online casinos?
Yes, many online casinos accept Union Pay for deposits. Some of the very best Union Pay casino sites are listed on this page. That said, Union Pay does not allow players to make withdrawals via them yet, so you will have to attach another payment method to receive your winnings.
Is Union Pay free to use to gamble?
Union Pay does not charge any fees to its users for gambling. Therefore, there is no cost for depositing into a casino, but they charge merchants who process the transactions, so the casinos may pass this on.
Which countries accept Union Pay?
UnionPay cards are accepted outside mainland China, covering countries like Hong Kong, Japan, Southeast Asia, United Arab Emirates, Australia, New Zealand, Russia, Europe, the UK, and the United States. The complete list of accepted countries can be found on their website here.
Reviewed by Julia Attard
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